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Breweries Need Insurance, Too.

As a lauded “Beer City USA” Asheville has an abundance of local breweries. Some are tiny, single-barrel craft breweries; and others are comparatively huge - employing hundreds of locals to keep production rolling. Big, little, and everything in between, those breweries need the right kind of business insurance coverage to keep everyone on campus protected.




One of the biggest advantages of a local and independent insurance agency is that they are a knowledgeable, professional business owner who lives, works, and is involved in their community. They also have the flexibility to provide industry and regionally specific coverage to other local businesses. That’s why an independent agent is the perfect choice for breweries, wineries, and distilleries and where Peterson Insurance Group is here to meet those needs.


Basic Business Insurance


Like most businesses, every brewery needs the 4 Basic Protections:


  1. Property

  2. Liability

  3. Worker’s Comp

  4. Commercial Auto coverage


Business Insurance for Breweries

However, unlike most businesses, breweries need a few extra protections in place, too.


-Equipment Breakdown coverage

-Valuable Papers and Records coverage

-Peak Season Inventory coverage


Just imagine, a major winter storm knocks out power across Western North Carolina. The loss of electricity puts a halt on all production. No beer is brewed, poured, sold, or transported.


Without the right coverage, this kind of natural, and somewhat normal interruption would mean thousands of dollars lost in revenue. That revenue is what keeps the business’s own bills paid, including payroll. It isn’t just businesses who take a hit, but their employees and families.


When disaster strikes and production stops - time is money. It’s important to have a local business insurance agent on your side to make sure you get back in business quickly.



The Advantage of a Local Insurance Agent


A local agent can access your regional claims office, expediting the process in 4 simple steps:

  1. Your claims adjuster quickly writes an estimate.

  2. Payment is calculated based on business lost AND extra expenses.

  3. A check is issued so work gets underway.

  4. You’re back in business!


It’s as simple as that.


A knowledgeable, local insurance agent knows that potential risks are what determine coverage needs. A local agent will be able to determine the reasonable risk of threats like fires, injuries, or commercial vehicle accidents. They can also provide Risk Control Services by consulting a local expert in Risk Control. This is just the kind of insight that is necessary to find the right balance and make a plan for protection.


At one time, the owner of every brewery in Asheville was just a dreamer. After all the hours and years of hard work they put in, they protect that dream with the help of a local insurance agent. No matter what type of business you own, the right coverage is out there, and your independent insurance agent will help you find it. Peterson Insurance Group is experienced with providing insurance options for breweries. Contact us for details.



 

Peterson Insurance Group is a family owned and operated independent insurance agency representing multiple insurance companies located in Weaverville, NC. Founded in 2001, the company is owned by Eirene Peterson-Burnette, the successor to the founder, Stom Peterson. Together, with her team, Peterson Insurance provides exceptional, personal service guiding customers through the maze of insurance options. Visit us at 1 South Main Street Extension, Weaverville, NC 28787 or call 828-645-8777.


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