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  • Writer's picturePeterson Insurance

Protecting Your Home and Family During the Holidays: A Guide to Fire Safety and Home Insurance

Updated: Jan 8

Christmas tree in a home
Protect your home from fire damage

During the holiday season, homeowners should prioritize fire safety and home insurance coverage. The increased use of candles, lights, and cooking appliances can raise the risk of fire accidents. Homeowners should follow holiday safety tips and have adequate insurance coverage to protect against fire damage or other unforeseen incidents. By taking responsible actions, homeowners can create a safe environment for making cherished memories with their loved ones.

Understanding the Common Causes of Fires During the Holiday Season

House decorated for Christmas
Protect your home this holiday season

During the holiday season, it is crucial to be mindful of potential fire hazards to ensure a safe and joyful celebration. Electrical safety issues, such as overloaded outlets and faulty decorations, are one of the leading causes of holiday fires. Inspect holiday lights and decorations for damage, avoid overloading outlets, and use power strips with surge protectors. Cooking safety is also important. Never leave cooking unattended and keep flammable objects away from the stove or oven. By taking proactive measures and staying mindful of these hazards, a safe and warm environment can be created for loved ones during the holiday season.

Turning on a gas stove
Add protection

The Importance of Having Adequate Home Insurance Coverage for Added Protection

Comprehensive home insurance policies provide extensive coverage for a variety of risks and perils that could damage or destroy your home. Coverage includes disasters such as fire, theft, hurricanes, and earthquakes, which can be devastating. Having the right insurance policy in place can significantly reduce the financial burden when disaster strikes. Investing in home insurance is an investment in your future security and well-being.

Tips for Choosing the Right Home Insurance Policy for Your Specific Needs

Choosing the right home insurance policy requires evaluating coverage limits and deductibles. Determine the appropriate coverage amount based on your property, personal belongings, and additional structures. Strike a balance between a higher deductible that lowers premiums but may be challenging to afford in an emergency, and a lower deductible that may result in higher premiums over time. Choose a policy that provides comprehensive coverage tailored to your specific needs and seek advice from professionals if needed. By evaluating coverage limits and deductibles carefully, you can select a policy that protects your home and belongings.

Prioritize Fire Safety and Home Insurance to Ensure a Joyful and Secure Holiday Season

To ensure a secure and joyful holiday season, prioritize fire safety and select a suitable home insurance policy with adequate coverage limits and a manageable deductible. Consider the value of your property and belongings, as well as the deductible amount. Install smoke detectors, maintain fire extinguishers, and be cautious with decorations and candles to prevent fire hazards.


Peterson Insurance Group is a family-owned and operated independent insurance agency representing multiple companies located in Weaverville, NC. Founded in 2001, the company is owned by Eirene Peterson-Burnette, the successor to the founder, Stom Peterson. Together, with her team, Peterson Insurance provides exceptional, personal service guiding customers through the maze of insurance options. Visit us at 1 South Main Street Extension, Weaverville, NC 28787 or call 828-645-8777.

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