Whether you're a one-person operation on Main Street or managing a crew across Western NC, we build commercial coverage that actually fits your business — not a template from a website. We sit down with you, understand what you do, and put together a policy that makes sense.
Quotes can be provided through multiple carriers — so we can find the right fit for your industry, your size, and your budget.
Don't see your company here? Give us a call — we represent more than what's listed.
The foundation of business insurance. Covers liability, property damage, and defense, and can be a package combo that covers other things like tools and equipment. These vary based on company and your business.
Don’t see your business type? Give us a call — this isn’t a comprehensive list.
Commercial auto insurance is designed to cover company-owned vehicles and vehicles that don’t fall under a personal policy — like concrete trucks, dump trucks, flatbed trucks, boom trucks, and agricultural trucks.
Don’t see your vehicle type or insurance company listed? Give us a call — this isn’t a comprehensive list.
Employer protection. Covers medical bills and lost wages when an employee is injured on the job, and protects your business with employer liability coverage. Often required to obtain contracts.
Covers the physical stuff your business needs to operate — and some things people don’t think about.
Some businesses and contractors need surety bonds to operate or bid on projects. We can help with many kinds of bonds — contractor, permit, license, performance, and more.
Also known as errors and omissions (E&O). If your work is your advice or your service, this is the coverage that protects it.
Not seeing your business or type of insurance? Give us a call to talk to an experienced agent.
From Main Street storefronts to contractors and trades — if you run it, we can probably insure it. Here are some of the kinds of businesses we write:
Carpentry, drywall, electrical, plumbing, HVAC / air conditioning, painting, flooring, fencing, paving & driveways, septic systems, sign work, communication / TV & radio install, lawn care …and more
Barber shops & salons, hair & beauty, pet grooming & training, photographers, dry cleaning & laundry, locksmiths, upholstery & furniture cleaning, tailoring & alterations, funeral homes, auctioneers …and more
Offices, consultants, engineers & architects, lawyers, insurance agents, real estate agents, interior decorators, event & wedding planners, inspection & appraisal, draftsmen, surveyors, accountants …and more
Medical & dental offices, dental laboratories, veterinarians & veterinary hospitals, massage therapists …and more
Fine dining, fast casual, quick service, caterers, commissary, bakeries & delis …and more
Clothing, shoes & bridal, gift & specialty shops, florists & garden nurseries, hardware & home improvement, sporting goods, jewelry, antiques, pet stores, hobby & craft, internet retailers …and more
Bakery & food products, furniture & woodworking, machine shops, sheet metal & metalwork, printing & publishing, jewelry making, clothing & textiles, tools …and more
Auto parts, building materials, electrical & plumbing supplies, hardware, warehouses & mini-storage; lessor’s risk (office, retail, service, contractor); real estate …and more
Don’t see your business type? Give us a call to talk with one of our experienced agents — this isn’t a comprehensive list.
A BOP is a package that can cover businesses large and small — from chain fast-food restaurants, to someone with 30 rental homes, to a contractor building million-dollar houses. What fits depends entirely on your business and what you do. It bundles general liability and commercial property into one policy — usually at a lower cost than buying each separately.
BOPs can also be customized with add-ons depending on your industry:
Often more affordable than purchasing each coverage separately
Tell us about your business and we'll put together a coverage package that makes sense — no templates, no guesswork. Give us a call to talk with one of our experienced agents.